STRATEGY OF CASH WAKAF TO IMPROVE THE ECONOMIC STABILITY OF VILLAGE COMMUNITIES
Keywords:
Strategy, Cash Waqf, Economic Stability, Village CommunityAbstract
This study aims to analyze the strategy of cash waqf as an instrument in increasing the economic stability of rural communities. Cash waqf is one form of waqf that is now developing as a sustainable financing solution for the community, especially in rural areas that often face limited access to business capital. The study used a qualitative method with a descriptive analysis approach. Data analysis techniques were carried out through three stages, namely data reduction, data presentation and conclusions. The results of the study revealed that cash waqf that is managed professionally and transparently has an important role in providing sustainable financing sources for productive rural community businesses. With good management, cash waqf funds can be used to finance various economic activities such as agriculture, micro-enterprises, and small trade which are the backbone of the village economy. An effective cash waqf management strategy involves active community participation in decision-making and program implementation, as well as establishing synergy with Islamic financial institutions to maximize benefits and maintain sharia principles in fund management.
Downloads
References
1. Al Arif, M. N. R. (2012). Wakaf Uang dan Pengaruhnya terhadap Program Pengentasan Kemiskinan di Indonesia. Jurnal Indo-Islamika, 2(1), 17–29. https://doi.org/10.15408/idi.v2i1.1649
2. Bambang. (2016). Pemetaan Potensi Desa di Kabupaten Banyumas. EcceS Economics, Social, and Development Studies, 3(2), 121–155.
3. Peraturan Badan Wakaf Indonesia Nomor 1 Tahun 2020 Tentang Wakaf Uang, (2020).
4. Choirunnisak. (2021). “Konsep Pengelolaan Wakaf Uang di Indonesia.” Jurnal Pemikiran Dan Pengembangan Ekonomi SYARIAH, Volume 7 n, 67–81.
5. Faisal. (2020). Analisis Hukum Penggunaan Dana Wakaf Tunai Untuk Pembangunan Infrastruktur Faisal. Delega Lata: Jurnal Ilmu Hukum, 5(2). www.republika.com,
6. Ilyas, M. (2017). Profesional Nazhir Wakaf dalam Pemberdayaan Ekonomi. Jurnal Al-Qadau: Peradilan Dan Hukum Keluarga Islam, 4(1), 71. https://doi.org/10.24252/al-qadau.v4i1.5719
7. Jaharuddin. (2018). Potensi Wakaf Uang Untuk Pendidikan (Studi Kasus Feb Umj). Ikraith-Humaniora, 2(2), 84–94.
8. Kasdi, A. (2006). Potensi ekonomi dalam pengelolaan wakaf uang di indonesia. Journal Equilibrium, 2(1), 35–48.
9. Kasdi, A. (2014). Peran Nadzir Dalam Pengembangan Wakaf. Jurnal Zakat Dan Wakaf, 1(2), 213–226.
10. M Isra, S. (2024). Pendahuluan Masalah kemiskinan hingga saat ini terus menjadi dilema . Oleh sebab itu , Kemiskinan Jumlah dan Presentase Penduduk Miskin Daerah Pedesaan September 2020-September. Kybernan : Jurnal Studi Kepemerintahan, 7(2), 78–91.
11. Milawati, N. F. (2019). Pengelolaan Wakaf Uang Untuk Pertanian (Studi Kasus pada Global Wakaf Cabang Yogyakarta). Universitas Islam Indonesia (UII).
12. Mubarok, A. Z. S. (2021). Literasi Wakaf Uang Berbasis Masjid: Literation of Cash Waqf based On Mosque. Jurnal Bimas Islam, 14(1), 133–160. https://jurnalbimasislam.kemenag.go.id/jbi/article/view/355
13. Muhamad Izazi Nurjaman, F. D. A. (2024). Sistem Marketing Rentenir : Skema Baru Perluasan Jangkauan Perbankan Syariah. Gunung Djati Conference Series, 42, 299–307.
14. Muhidin, Y., Afandi, A., A, S. F., & A, N. N. P. (2025). Tantangan dan Peluang Pengembangan Sumber Daya Manusia di Desa Cileleuy. 1.
15. Mursal, Lastina, I., Fitri, R., Yanti, N., & Wandi, J. I. (2024). Peran Wakaf Dalam Mewujudkan Kesejahteraan Sosial. Journal Al Kahfi, 05(01), 103–111.
16. Pebrianto, R., Angkasa, M. R., Edelweis, L. L., Lestayanti, Y. D., & Regina, D. (2024). Optimalisasi Potensi Desa Melalui Sdgs Desa Untuk Mendukung Indonesia Emas 2045. 275–283.
17. Undang-Undang Nomor 41 Tahun 2004 Tentang Wakaf, (2004).
18. Rasyid, A., Mustamin, & Tri Prasetyo, B. (2023). Strategi Pembangunan Masyarakat Desa Tertinggal di Kecamatan Lembang. Jurnal Agama Dan Masyarakat, 3(1), 157.
19. Rohim, A. N. (2021). Optimalisasi Wakaf sebagai Instrumen Pembiayaan UMKM untuk Pengembangan Industri Halal. Jurnal Bimas Islam, 14(2), 311–344. https://doi.org/10.37302/jbi.v14i2.427
20. Usman, N. (2014). Pengelolaan Wakaf Produktif Untuk Kesehatan. Muaddib, 04(02), 1–20. http://journal.umpo.ac.id/index.php/muaddib/article/download/98/86
21. Zainal Arifin, Suparwata, D. O., Syamsu Rijal, & Ramlan, W. (2023). Revitalisasi Ekonomi Pedesaan melalui Pertanian Berkelanjutan dan Agroekologi. Jurnal Multidisiplin West Science, 2(09), 761–769. https://doi.org/10.58812/jmws.v2i09.627